Wait! Cyclists have to have insurance? I never knew that. "Close to 200,000 bikes have been bought under the Bike-to-Work scheme since it was launched in 2009, but those who have not joined a recognised cycling club or become a member of Cycling Ireland are leaving themselves wide open to a financial hit in the event of being injured or causing an accident."I'm not sure how there is a unique financial hit if you're injured riding a bike as opposed, say, to getting hurt while walking down the street. But, if you do need insurance to ride a bike then who exactly is picking up the bill if the "financial hit" is caused by or suffered by someone on one of the Dublin Bikes?
